State notices

Federal Notice – FDCPA

This law firm is acting as a debt collector. This communication is an attempt to collect a debt, and any information obtained will be used for that purpose.

Unless you dispute the validity of this debt, or any portion of it, within 30 days after receiving this notice, we will assume the debt is valid. If you notify us in writing within the same 30-day period that you dispute this debt or any portion of it, we will obtain verification of the debt or a copy of any judgment and mail it to you. Upon your written request within the same 30-day period, we will provide you with the name and address of the original creditor, if different from the current creditor.

Maryland, Virginia, and Kentucky
Consumers in Maryland, Virginia, and Kentucky are entitled to the protections of both the federal Fair Debt Collection Practices Act and applicable state laws. Requests for verification or to cease communication must be submitted in writing to this office.

Last updated at: Oct 6th 2025